Compliance
Generate audit-ready reports that demonstrate compliance with major AI and fairness regulations.
Supported Regulations
Equal Credit Opportunity Act - Prohibits discrimination in lending based on protected attributes.
EthixAI Coverage:
- • Disparate impact analysis (80% rule)
- • Protected attribute monitoring
- • Adverse action explanations
General Data Protection Regulation - Right to explanation for automated decisions.
EthixAI Coverage:
- • SHAP explanations for decisions
- • Data processing transparency
- • Automated decision logging
Fair Credit Reporting Act - Consumer rights for credit decisions and adverse actions.
EthixAI Coverage:
- • Adverse action reason codes
- • Top contributing factors
- • Decision audit trails
Federal Reserve guidance on model risk management for financial institutions.
EthixAI Coverage:
- • Model validation documentation
- • Ongoing monitoring metrics
- • Risk assessment reports
Compliance Reports
EthixAI automatically generates comprehensive compliance reports for each analysis.
Executive Summary
High-level overview of fairness findings and compliance status
Fairness Metrics Analysis
Detailed breakdown of demographic parity, equal opportunity, and disparate impact
Explainability Analysis
SHAP summary plots and feature importance rankings
Regulatory Mapping
Which metrics satisfy which regulatory requirements
Recommendations
Actionable steps to improve fairness and compliance
Audit-ready
JSON
API integration
Excel
Data analysis
Adverse Action Notices
Generate legally compliant adverse action notices with specific reasons for denials.
Primary Reasons for Denial:
- Credit score below minimum threshold (680 vs 700 required)
- Insufficient income relative to requested amount
- Limited credit history (less than 2 years)
Generated automatically from SHAP feature importance
Continuous Monitoring
Track fairness metrics over time to ensure ongoing compliance.
Automatic notifications when metrics exceed acceptable ranges
Visualize fairness metric changes over weeks and months
Complete audit trail of analyses and report generations
Best Practices
- ✓
Run analyses regularly
Monthly or quarterly reviews catch drift early
- ✓
Document remediation steps
Show regulators your response to identified issues
- ✓
Retain historical reports
Build an audit trail demonstrating due diligence
- ✓
Involve legal counsel
Ensure reports meet your jurisdiction requirements